Low Rates.
No Hassle.
Your local Wilmington expert — serving all of North Carolina
Find out how Teddy can help make qualifying for a low-rate mortgage genuinely easy — with one-on-one support the whole way.
About Me
I'm Teddy, and I'm here to help.
You've heard the horror stories — how hard it is to qualify, the mounds of paperwork, the delays, and the haggling to get a decent rate. Good news: I'm here to make it all easier for you. Check out the reviews from other folks just like you and see how I can help.
Whether you're buying a home, refinancing for a better rate, or pulling some cash from your property — let's make this simple.
Teddy Hardeen
Client Stories
“We worked with Teddy and his team recently and it was a fantastic experience. From start to close we were looped in in a timely fashion what documents were needed and how we should provide them. His team was available to answer our questions and we couldn’t have asked for more support. Thank you!”
“I have worked with many loan officers over the years and Teddy was truly one of the best. His entire team was on top of every aspect of the loan from start to close. Absolutely fantastic experience. I highly recommend Teddy and his team.”
“Teddy did the closing for my home and things could not have gone smoother I was so happy! He was very informative and kept me in the loop with everything. If I had any questions whatsoever he was always happy to answer them. I would definitely suggest Alpha Mortgage to anyone! Their team is amazing!”
“I’ve worked with Teddy on numerous transactions, and he’s always been incredibly responsive and helpful. He takes great care of his clients and is a fantastic resource whenever I have lending questions as a real estate agent. Highly recommend!”
“Mr. Teddy is the man; he’s understanding and knowledgeable in the real estate industry, will do whatever is in his power to help, will lend a helping hand without hesitation, has made homeownership less stressful for me, and will do the same for others, so call him up for any real estate needs.”
“Teddy was great with explaining the whole loan process and answering any questions I had . He was very communicative, responding in a timely manner and even responding after hours to make sure that my wife and I were taken care of! Would Highly recommend Teddy to anyone who is seeking a home loan!”
“Teddy was great with helping me secure a loan to purchase a property in the area, he guided me through the process and was always there when I had questions.”
“As a first time homebuyer I couldn’t imagine working with anyone else other than Mr. Hardeen. He is a professional that makes this already stressful process fun, easy and worry free. 10/10 Highly Recommend!”
Have questions about the process?
Let's have a conversation.
Every consultation is completely free, with no obligation — just straight answers about your options.
What I Do
A smoother path to your mortgage.
Real support at every step — so you always know what's happening with your loan.
Outstanding Communication and Follow-up
We keep you informed and return all emails and calls promptly, so you never have to wonder what's going on with your loan.
Professional Support
Count on us to be there with you and help you navigate the entire mortgage process — cutting through the red tape and avoiding the common mistakes people make.
Competitive Rates
We work with you to find the right program with a great rate and a transparent process, so you can rest easy.
Close Your Loan On Time
Not all lenders can close quickly or on time. We work closely with you through the process to meet every deadline and make sure your loan closes on schedule.
Client Stories
“We worked with Teddy and his team recently and it was a fantastic experience. From start to close we were looped in in a timely fashion what documents were needed and how we should provide them. His team was available to answer our questions and we couldn’t have asked for more support. Thank you!”
“I have worked with many loan officers over the years and Teddy was truly one of the best. His entire team was on top of every aspect of the loan from start to close. Absolutely fantastic experience. I highly recommend Teddy and his team.”
“Teddy did the closing for my home and things could not have gone smoother I was so happy! He was very informative and kept me in the loop with everything. If I had any questions whatsoever he was always happy to answer them. I would definitely suggest Alpha Mortgage to anyone! Their team is amazing!”
“I’ve worked with Teddy on numerous transactions, and he’s always been incredibly responsive and helpful. He takes great care of his clients and is a fantastic resource whenever I have lending questions as a real estate agent. Highly recommend!”
“Mr. Teddy is the man; he’s understanding and knowledgeable in the real estate industry, will do whatever is in his power to help, will lend a helping hand without hesitation, has made homeownership less stressful for me, and will do the same for others, so call him up for any real estate needs.”
“Teddy was great with explaining the whole loan process and answering any questions I had . He was very communicative, responding in a timely manner and even responding after hours to make sure that my wife and I were taken care of! Would Highly recommend Teddy to anyone who is seeking a home loan!”
“Teddy was great with helping me secure a loan to purchase a property in the area, he guided me through the process and was always there when I had questions.”
“As a first time homebuyer I couldn’t imagine working with anyone else other than Mr. Hardeen. He is a professional that makes this already stressful process fun, easy and worry free. 10/10 Highly Recommend!”
Who We Help
The right guidance for your situation.
Veterans and Active Military
You've served our country, now let us serve you! Our experience helping our local veterans to navigate the hassle and paperwork of getting a mortgage is second to none. We can help you to use your VA benefits to buy a home or refinance with a great rate and little or no money down!
First Time Home Buyers
We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you are so excited to be buying!
Move Up and Second Home Buyers
Buying a new home when you currently own one has it's own unique set of concerns. We can answer all of your questions about how to qualify and purchase a home when you already own one whether you're buying a new primary residence or a second vacation home.
Refinancing Home Owners
If you already own your home but you are looking to refinance to either save money with a lower interest rate or possibly take some cash out for any reason, we can help you with that. We also can show you how to make sure you are structuring your new financing to get the best deal possible.
Investment Buyers
If you're buying real estate for investment purposes, we can help you secure financing to maximize your ROI.
Seniors Seeking Reverse Mortgages
If you are 62 years or older and are looking for options to stay in your home without a mortgage payment (borrower still responsible for taxes and insurance) or to access your home's equity while still living there, we can answer your questions about reverse mortgages so you can decide if they are right for you.
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Other Resources You'll Find Helpful
Free guides to help you decide.
Looking for help with your down payment?
Let me share with you 3 government sponsored programs for buying a home with little or even no money down!
Download NowBuying a new home when you already own one?
If you are thinking about selling your current home and are looking at buying a new one, be sure to know this info.
Download NowWant to get a low rate when refinancing?
With these insider strategies you'll know what questions to ask to get the best offer from any lender (even me!)
Download NowWork With Us
Let's find out how I can help.
Your needs are unique — reach out however works best for you, and we'll find exactly how we can help.
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